Kayak Insurance

[tacmik]

So you are paying $216 a year for ins. Plus $250 deduction that is $466 dollars to use it once a year. in the last five years, I have lost one rod and reel thru my own stupidity. That came to about $300 as opposed to $466 X 5 = $2330. Think I will pass. As for the liability, I think if I run somebody over with my yak, I won't do that kind of damage. If I'm hit by a power boat, he had better have the insurance.

[tima597]

I'm an Allstate agent. Might want to check your homeowner's/renters/condo policy. Odds are your kayak and any liability are automatically covered under one of the above policies. At least it is with Allstate. Might want to double check with your agent as you might not even need a separate policy.

[KatFish]

Originally Posted by tima597

I'm an Allstate agent. Might want to check your homeowner's/renters/condo policy. Odds are your kayak and any liability are automatically covered under one of the above policies. At least it is with Allstate. Might want to double check with your agent as you might not even need a separate policy.

What Renters Insurance Covers
Thank you for the info i did look into it first but good lookin out!!!

Renters Insurance Covers:

Examples not limited to:

• Fire or Lightning
• Windstorm or Hail
• Freezing of plumbing system
• Theft

Renters Insurance Doesn't Cover:

• Bodily injury or property damage that is expected or intended by the insured
• Business pursuits
• Professional services provided or not provided
• Ownership, operation, use, or maintenance of aircraft, motor vehicles, and certain watercraft