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12-31-2011, 12:01 AM | #1 |
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Kayak insurance help?
I tried to add it to my Valuable Person Property policy, but that didn't work. I'm mostly worried about theft or god forbid it comes flying off the roof. Thanks in advance. |
01-07-2012, 11:55 PM | #2 |
Senior Member
Join Date: Mar 2011
Location: Nor Cal...30 min from Bodega/Tomales Bay, 1hr from Clear Lake, 2+ hr to Berryessa & the Delta
Posts: 729
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While transporting mine it is covered under my State Farm Vehicle Insurance Policy (boating rider). While stored @ home renter's insurance covers it. (but I only have a Pro Explorer).
FFY |
01-08-2012, 01:03 AM | #3 |
Senior Member
Join Date: Oct 2011
Location: La Jolla
Posts: 1,216
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My kayaks are covered fully through my renters insurance. All I have to do is show a receipt where and how much I bought it and they pay me for the price a new model. I went through Gieco, like $225 a yr. Had my truck broke into; rod and reels, tackle, FF, and a bunch of other stuff was stolen and they replaced everything. My renewal rate did not go up any either even after filing a claim.
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01-08-2012, 10:29 AM | #4 |
Senior Member
Join Date: Jun 2009
Location: Oceanside
Posts: 215
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Give em a call
Usaa generally covers everything you can prove to have purchased. last year when that whale flipped me they had a check to me in 5 days to cover all of my lost rods, which i think came to about 2400. I would talk with your agent. It might be helpful if your auto insurance was with them too, I really dont know. I do know that they are just about the finest insurers anywhere because they keep their risk pool down by primarily insuring military and family.
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01-08-2012, 02:15 PM | #5 |
Member
Join Date: Jun 2006
Location: san diego
Posts: 97
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Add floater
Dont xpect ne co to pay over limit. Can add floater- ez to do for small cost.
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01-10-2012, 08:08 AM | #6 |
Team Keine Zugehörigkeit
Join Date: Nov 2010
Location: Way out there
Posts: 2,854
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PM Sherm. He probably knows what direction to point you to.
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