Navionics Card for Humminbird FF

[IN2DEEP]

Looking for how much coastal coverage is on the Navionics Marine & Lakes card. http://www.navionics.com/en/marine-lakes-usa
It looks like you pay $99 per state

I'm mainly looking to have the harbor details on my plotter (breakwater & jetties) which is not installed by the factory (how lame is that?)
I'm not too concerned about the lack of coverage outside of 3 miles, which is what they claim is covered.
Lake coverage would be very nice because I am planning on fishing the SoCal lakes in my yak.
My other choice for cards is the Navionics 1xg USA but will have no inland coverage
Humminbird 597 FF

Thanks for your input guys