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Old 11-21-2023, 01:30 AM   #21
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Yes finding what works for you is best

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Originally Posted by jruiz View Post
Most banks will set up your checking/savings account to link to your CC to prevent you from overdrafting, under the guise that it will save you from overdraft fees.

I always explicitly tell my bank not to do that. I would go even a step further and have separate banks for checking and CC. Then having a lower balance checking account for online transactions and paying bills. Then a checking account for income to go in to. Have a internal funds transfer going from one to the other to cover the bills that need to be paid. A little bit of trouble for peace of mind.
I only need a check book for paying my rent.
And buy everything with credit card and pay the balance off each month or pay cash. Most of my bills get paid automatically and I get tex messages telling me I got billed sure beats having to mail out all the bills with postage stamps.
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Old 11-21-2023, 07:21 AM   #22
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This is the second time, I went out on a limb for a female

That ended badly 😢 😫 😕 😳
😎 hopefully the next is the charm there's luck in odd numbers. I'm done with the internet like Facebook ect.
But if your single and you interact play joke all you want.
But the first red flag is when that person asks for help and money. That usually happens after they get under your skin. No internet action no risk.
Old people are the easiest to take advantage of.
My scam happened on valentine's day during the pandemic. A good title for a movie 🎬 would be the Valentine's day gift 🎁 card scam.
Why not you got your Valentine's time day massacre.
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Old 11-21-2023, 07:36 AM   #23
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It's pretty bad when you don't trust your self 😕

I'm an idiot 🙃
Because I ignored all the red flags and there was plenty.
My lack of knowledge of dangerous apps being the reason. Now I know better don't toy with these people you will get burned. They spend 24hrs a day trying to get to you. If one happened to show up on my door step I would chop his fking head off with a machete faster than a gun.
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Old 02-21-2024, 05:10 AM   #24
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Even tho the bank settled...

For a disclosed amount, on the bank zelle scam.
The two outside apps that took over my bank account when i was trying to get a refund.
I decided to pay the disclosed amount to clear my business name. After closing that business when I didn't renew my contractors license. Back in 2008
They sent a letter to the IRS, for the remaining money on the scam I wondering how it will affect my taxes and how much more I will have to pay for bank failure. 🏦
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Old 04-07-2024, 04:17 AM   #25
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I thought it was over.....

And I could put one of the worst things that ever happened to me behind me and move on.
This event changed me for life mentally emotionally and physically. I want some fking pay back for the damages.
Now because of a BS law ,the bank sent me a 1099c a cancelation of debt notice. And now I have to pay income tax on scammed money balance. After paying the bank a amount to settle.
This fking shit ain't right.
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Old 04-07-2024, 04:40 AM   #26
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I couldn't have been treated worse...

After banking with my bank for over 40 years.
I got printed statements that show money being
withdrawn, when I went to the bank to shut down my account.
After that nothing from my bank except owed debt.
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Old 04-07-2024, 04:41 AM   #27
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Good guys....

Always come in last
I need to find my happy place 😕
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Old 05-23-2024, 04:45 AM   #28
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Are you trying....

Quote:
Originally Posted by Aslam4 View Post
classic
To be a smart Ass with this classic
bullshit
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Old 05-28-2024, 07:29 PM   #29
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I'm ready to kill a stupid mofo

Over this and believe me I'm hurting
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