Kayak Insurance

[Raskal311]

So after reading an article on kayak insurance I emailed a buddy who is in the business for a quote. He quoted me $75/year with $500 deductible for a hobie pro angler 12 ($3000 new) plus $2000 in equipment. Equipment includes expensive sunglasses and coverage includes the kayak getting stolen from the truck or on the beach or lost equipment during a wipe out. For $86/year deductible drops to $250. I intend to buy the $86/year policy before my next beach launch

BTW I do not currently have a policy with start farms; if I expect a multiple policy discount.


Said article:

http://www.brookfieldangler.com/2014...insurance.html

My Buddy who is now aware of kayak insurance after talking to me:
https://www.statefarm.com/agent/US/C...en-CGY5T3VL000

[momo fish]

Yumm yeah same here !

[dorado50]

Better deal for the insurance company............

[Raskal311]

Originally Posted by dorado50

Better deal for the insurance company............

One lost mirage drive will change that

[jorluivil]

Originally Posted by Raskal311

One lost mirage drive will change that

It only sounds expensive until the day you need it or use it.

[Raskal311]

Originally Posted by jorluivil

It only sounds expensive until the day you need it or use it.

Yea, I complained about my auto insurance up until they sent me a $21,000 check

[captnblood34]

Originally Posted by dorado50

Better deal for the insurance company............

Dur

[gunghosd]

I might be wrong, but I think I remember asking my homeowners ins agent about that. I think we are covered already without a special umbrella. I think it might be the same with renters ins too.....do you already have homeowners or renters and it was not covered and your agent said you needed an umbrella?

[jruiz]

Those with multi-policies, that include life, should be careful if they choose to disclose that they fish on a piece of plastic. When I was getting quoted this came to mind when they were asking about possible high risk activity. I remember they asked specifically about scuba, sky diving, etc.

[Raskal311]

Originally Posted by gunghosd

I might be wrong, but I think I remember asking my homeowners ins agent about that. I think we are covered already without a special umbrella. I think it might be the same with renters ins too.....do you already have homeowners or renters and it was not covered and your agent said you needed an umbrella?

I always knew it covers while in the home but are you saying coverage extend to on the water?

[MrPatrick]

My company covers everything we own. I don't need a "rider" for my kayaks. They treat them the same as my bicycles. Granted I don't have a "you want how much for that new Pro Angler?!?".

[Raskal311]

Originally Posted by MrPatrick

My company covers everything we own. I don't need a "rider" for my kayaks. They treat them the same as my bicycles. Granted I don't have a "you want how much for that new Pro Angler?!?".

Umbrella policy? Does it covet wipe out?

[FlyFishinYakr]

Originally Posted by Raskal311

So after reading an article on kayak insurance I emailed a buddy who is in the business for a quote. He quoted me $75/year with $500 deductible for a hobie pro angler 12 ($3000 new) plus $2000 in equipment. Equipment includes expensive sunglasses and coverage includes the kayak getting stolen from the truck or on the beach or lost equipment during a wipe out. For $86/year deductible drops to $250. I intend to buy the $86/year policy before my next beach launch

BTW I do not currently have a policy with start farms; if I expect a multiple policy discount.


Said article:

http://www.brookfieldangler.com/2014...insurance.html

My Buddy who is now aware of kayak insurance after talking to me:
https://www.statefarm.com/agent/US/C...en-CGY5T3VL000

I also got mine through State Farm covered on my renter's insurance policy!
With my multi car discount it cost me $0.
FFY