Definitely a personal choice issue.
If you choose not to, and need rescue, you should pay for it. OR, if rescue is not an option, you pay for the fare across the river Acheron.
This is all kind of like if you choose to catch the limit and keep them....heaven forbid. Personal choice. I am not a fan of the nanny state or of telling someone else how to live their life (aside from those who post too soon...I have no problem saying something then.
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I do not wear one. If something were to happen to me, I would not want a candlelight vigil, nor you the taxpayer to pay for my rescue should I be found alive. I should and would foot that bill.