I was wearing my spray jacket, with the waist tight and the wrists tight. I also wear a hobie inflatable harness incase things go real bad. if you inflate the harness right away there is no way you are getting back on the boat. it will become too bulky.
When I was tossed I was completely submerged for a second. Water did trickle into the waders , perhaps a cup or two at most. I dont wear a belt, just the tight waist of the spray jacket. the belts seem to want to keep air in the wader pants and for me its an annoyance.
Late report. Looks like my homeowners is covering most of the loss.
Merry Christmas.
